Rural 1st offers lending solutions in AR, CO, IL, IN, IA, KS, KY, MO, NE, NM, OH, SD, TN, TX and WY. They exclusively offer financing for customers planning to build on 5+ acres or living in rural communities with a population of less than 2,500 people.
Farm Credit Mid-America, the parent company of Rural 1st, is a rural lending entity and carries no depository accounts. Only depository accounts are eligible for FDIC membership.
HFS will only finance buildings on properties with an existing foundation home.